You will NOT receive multiple phone calls when applying for quotes from this website!

(502) 365-5503

WeCare Health and Medicare Solutions of Kentucky
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Major Medical Specialist Individual and Small Group Ins

Healthcare Reform Specialist

Since 2010 when Health Care Reform became law, WeCare Health and Medicare Solutions of Kentucky have been working diligently to make sure we have the knowledge and the right resources to best meet the needs of all our customers.  It has been a learning process, however we are confident in our ability to assure the best customer experience while working within the Federal Marketplace. We are contracted with every major medical insurance company in Kentucky, which gives us the ability to get the right coverage for our customers. We also make sure our customers who qualify, get the most payment assistance available to them depending on their household income.


We have also maintained ELITE Status with the Marketplace(healthcare.gov) which is a estimate to us helping hundreds of people every year with their choice of health insurance.

Open enrollment for 2024 plans

Open enrollment begins November 1 thru January 15, 2023 for insurance for 2023.  If you currently have a plan on the Marketplace this year, you will still need to renew the plan and update your information.



Plus, Anthem also has a new plan for those people who are NOT getting subsidies(payment assistance) and are healthy.  Save 20-30% on premium payments.  Please call 502-365-5503 to learn how to enroll..


Many OFF-Marketplace plans available for people who don't get any payment assistance!


Click below to complete an application and we will look at all of your options, include an email address and we will email choices to make this an easier process and to get you the right plan for your family.

PLEASE NOTE: The Link below will take you to a site where you can enter your household income, household size, then answer couple other questions. you will get an idea of your  payment assistance  and get  all quotes available to you!

If you have  questions or would like to enroll in a plan, please contact me 502-365-5503, or 812-552-1480(cell)

Please don't enroll without talking to me, there are a couple things we would want to discuss to make sure we are picking the right plan for you,  and you are getting the correct payment assistance.

Quick easy no pressure quote!

To apply for Marketplace plans click here!

Why WeCare Kentucky

WeCare Health and Medicare Solutions of Kentucky is contracted with all carriers to ensure you get the best plan with any of the  carriers.  By being contracted with each carrier it means our customers have more choices and are never steered from one plan to another just because an agent won't get paid.  We take pride is making sure our customers have every option available to them and their family.


New plans for 2024 off marketplace may be the better and less expensive option for healthy people that need coverage but don't want to pay the Marketplace price.  There is no penalty for choosing one of these plans as there was in years past.  See your options below!

Short Term insurance plans for 2024

Other options for Major Medical Health Insurance

Anthem and United Health Care, 2 top Insurers in the country are now offering 

Off-Marketplace plans to people who don't get payment assistance and are healthy.  


These plans are less expensive than the Marketplace plans and you have a better choice of deductibles.


Please click on one of the links in Yellow to get a quote

Anthem Enhanced Choice Quotes

United Healthcare

United Healthcare quotes

Advantages of using a broker agent

  • no cost to you! (our carriers pay us)
  • Help with glitches in the marketplace
  • Assures correct "payment assistance"
  • Ensures accurate applications
  • We take away the confusion
  • Assures right plan for you/family
  • We explain the plan thoroughly
  • Assures your doctors are in the network
  • Assures the right plan to cover your medications
  • No long hold times with Fed Marketplace we get back to you within 24 hours(may be a little longer during open enrollment)
  • We will review your plan every year to assure it will continue to be the best plan.  This includes coverage for you/family and the cost

Open enrollment For 2024

What choices do you have?


With the many changes in Healthcare  in 2024, it is now more essential than before to work with an agent that can help you make the right decision with your health insurance needs.  In 2024 most counties have two insurance company ​choices throughout the entire state of Kentucky.  While others only having two with limited networks. For  2024 there will be 4  carriers in Ky. It  is so important to make sure doctors are in the network.


What does this mean to you?


  • 1) Pay higher than normal cost
  • 2) Many will lose their doctors
  • 3) Premiums will go up 50% this year and more next
  • 4) Limited and smaller provider networks


​What can WeCare Kentucky do for you?


  • 1) Make sure you know all your options
  • 2) Actually give you other options than just The Marketplace, aka Healthcare.gov
  • 3) Find the right fit for you and your family


  • 4) Do everything we can to meet your needs and your budget.
  • 5) Give additional coverage to help where Te Marketplace  policy fails you


Click here to see more options for you and your family

Paying too much for health insurance?

Paying too much for health insurance?

Knowing the difference in PPO plans Vs. HMO health insurance plans

Find right plan for the right price
Compare the two here

Small Group Insurance

We also offer Small Group insurance to employers who have between 2-50 employees.


New Plans for Small Businesses, now save up to 40% on the premium you are currently paying.


There are a variety of different plans available from HMO's to PPO plans, with multiple carriers to choose from.  We are proud to be contracted with many companies to give your business the options it needs to make an informed decision.

Find out more

How Health Care Reform Works

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